Anytime a death occurs within the first two years after the policy is effective, it is considered to be within the contestable period. Therefore, all information provided on the application must be verified and all medical history should be documented to establish the insured’s state of health at the time the policy was issued.
We begin these investigations by contacting and interviewing the beneficiary and/or the next of kin.
A detailed statement will be taken with regard to the insured’s health history for the time frame outlined on your application.
Information on the application will be covered in that interview and authorizations will be secured.
From that point, all medical sources will be contacted and records obtained to document the insured’s health history prior to the issue date. Pharmacies, hospitals and major medical carriers will be canvassed to determine if any other providers are developed.
Employers, neighbors and co-workers may provide information with regard to smoking habits and health concerns.
Our investigative team has traveled the world investigating a broad variety of cases. Worldwide Resource, Inc. has a far-reaching network of investigators to assist you with your case.
Our extensive network of national and international professional investigators enables us to provide exceptional service around the globe.
Our years of experience have allowed us to amass a substantial list of contacts and resources. Whether your investigation is in the U.S. or a remote part of the world, we can get results.